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Time Passes Quickly

Published by: Jeff Hall, CFP®,CIMA® Date: March 08, 2015

Yeas ago, I remember my father telling me that the older we get, the quicker time passes. I’m gradually beginning to understand what he meant. My wife and I just welcomed our third child into the world; next month, we’ll be celebrating our 5th wedding anniversary. Time does go by fast, and the moment we begin understanding what is most important, time begins moving even quicker.

It wasn’t that long ago that I was single and life looked much different. I could come and go as I pleased, work as many hours each week as I could muster, pursue any hobby I wanted, and had only one mouth to feed, mine. Now I’m responsible for a house of five, I can swaddle a baby, change a diaper, and drive a mini van with dignity. What a difference five years makes!

As life speeds by, it’s easy to lose perspective on both time and money. However, when viewed properly, both time and money can make life more meaningful. I’ve been honored to speak with some very wise people as I’ve grown up and here are a few of my favorite truths that I’ve received:

1) Zig Ziglar was famously quoted, “money isn’t the most important thing, but it ranks right up there with oxygen.” Make no mistake, money is a necessity and has a place in our lives, but not in our hearts.
2) What we do with our time and money truly reveals who we are. Are we pursuing a life of living or a life of owning (or owing for that matter)?
3) It seems like the happiest people don’t have the best of everything; they just make the best of everything. Maybe there is something to the saying “less is more.”
4) A very wise man told me one time, “Jeff, the beauty of balance is that it fills your tank.” Balance is easier said than done, but if we find things that do give us balance, life will be more fulfilling and less draining.
5) Statistically speaking, “The Jones” are broke. Do we really want to keep up with them? Living within our means is a freeing proposition.
6) There’s a reason it’s called a family budget, the whole family should be involved. Make these decisions together so everyone has an understanding of the family financial goals.

Our son recently asked my wife, “Mommy, am I a gift to you from God?” There will come a time when we don’t hear these sweet questions. There will come a time when we can’t hold our sleeping children. There will come a time when they don’t want us to put them to bed or hold their hands when they cross the street. The most difficult part is not knowing when that last time will be. Yes, my wife and I have less time, more expenses and more responsibilities, but we have more life and we’ll take that over stuff any day.

Jeff Hall is a partner and Senior Advisor with Rather & Kittrell. He is available at