b'SERVING YOUR LEGACYSo, how can we best support our clients legacies? I believe it starts with taking time to reflect. By helping you create a framework that aligns your time and money with what truly matters, we can then tackle the to-do list together. Our goal is to ensure that your legacy aligns with whats most important to you. Here are some key areas we focus on to help achieve that.Estate PlanningHavinga well-crafted estate plan is crucial. Its important to not only have a plan but to fully understand it and update it as life or laws change. For example, in 2026, the current estate tax exemption is set to be cut in half and adjusted for inflation, which may require you to revisit your estate plan.Hannah Whatley and Tax Planning her husband JoePaying your fair share of taxes, but never more than necessary, is essential. One effective strategy is gifting highly appreciated securities to a Donor-Advised FundLegacy Life Lessons(DAF), which allows your gift to grow tax-free while providing immediate tax benefits.Investment Planning SARA BLAKELY, THE FOUNDER OF SPANX, EXPLAINS A LESSON FROM HER DAD:Its essential to have an investment plan that you can stick with through inevitable market volatility. For couples, itsWed sit around the dinner table, and hed ask, What did you also important to have a strategy in place for the partnerguys fail at this week? If we had nothing to tell him, hed be who doesnt manage the finances, ensuring they candisappointed. The logic seems counterintuitive, but it worked confidently move forward if they outlive the partner whobeautifully. He knew that many people become paralyzed by handles the family assets. the fear of failure. My father wanted us to try everything and feel free to push the envelope.We also serve our clients children. Youve put in the hard work of instilling values and guiding them through the crucial earlyHis attitude taught years. Regardless of their stage of life, we will meet them where they areand learn how we can help. me to define failure as Personal Finance 101 not trying something We have conversations about the basicsemergency funds,I want to do instead credit cards, the power of compounding, and how to set up 401(k)s, savings, investment accounts, and appropriateof not achieving insurance coverage. the right outcome. Lifes TransitionsIn 2012, Forbes Magazine named Sara the worlds youngest, We guide them through major decisions, like buying theirself-made female billionaire and one of TIMEs 100 Most first home, as well as act as a sounding board for questionsInfluential People. I believe this lesson from her dad impacted such as: Should we buy a vacation home? Spend the moneyher future more than any inheritance ever could have.on travel? Save or invest?How are you equipping your heirs to live a life they will be Financial Complexities proud of? How are you sending them on as an ambassador? I Eventually, your children will face their own versions of thehope that we can all take time to honor those before us and be financial questions that first brought you to RK, and wellintentional with those after us, and ask ourselves:How do you be there to help them navigate those challenges. want to be rememered?13'