b'F I N A N C I A LThinking Long-Term About Your MoneyJay Slagle, Senior Advisor with Rather & Kittrell, and ,addresses some of the concerns he hears frequently from clients.About Jay Slagle Am I on Track? Clients often turn to Jay when they start thinkingThe financial industry ads and golf tournament commercials tell you thatabout retirement. Eager to plan for their futures,finding the right broker, product or allocation will put you on the sure pathpeople need aformula for staying on trackfor retirement. Our prospective clients meet with us to find out if the steps financially,so they can retire comfortably andtheyve taken are enough to get them on that path. Theyve saved, accumulated enjoy their favorite pastimes and plans.and balanced necessities and luxuries. But they often have trouble putting these processes together to create the big picture. So they ask us, Am I on track? RK is dedicated to helping clients balancetheir unique lifestyles and hopes for the future What Really Matters?by creating adaptable plans and managingfinancial profiles.Those ads, and the ways many people think about investing, unfortunately,never get at the true question investors are asking. That thinking generates a Jay joined RK in 2012 as an associate advisor.few pitfalls we commonly see. The number of considerations influencing future Today, he continues to expand his expertise,prosperity tend to overshadow the impact that those decisions will have.working with families and individuals to help them achieve their financial goals. Jay earned hisBuying products instead of processes. Bachelors in Public Administration and PoliticalPeople often buy mutual funds, an annuity, or an insurance policy, without Science from the University of Tennessee beforeunderstanding how it fits into the big picture. Marketing tells us on a daily completing the Knoxville Fellows Program. basis that, if we buy x, it will make our life complete. Finance is no different. After developing leadership skills and learningA product is staticmaybe good, maybe badbut its set and doesnt change to serve the community, he returned to UT andwith your circumstances.earned his Masters in Business Administration with a concentration in Finance. Focusing on investments instead of planning. In this article, Jay addresses common concernsInvestment guarantees can take precedence over planning. Clients sometimes and considerations to give you the peace of mindget in the weeds about how certain products work without asking whether they to begin your journey toward a thriving future.need that product in the first place. Instead of asking yourself, How does this 20'